Looking for a loan app? Why not get a credit card of Rs 25,000 limit in 3 minutes at zero interest rate*
📱 Download Instant Credit Card – GalaxyCard
📄 Add your PAN and Aadhaar
🏦 Add your Bank Statements
🤑 Credit card is yours and you can use your limit!
💥 *Enjoy 45 days interest-free credit with zero annual charges on your new credit card
💥 Great alternative to a loan app
💥 Free credit card which allows you buy now and pay later
💥 Use Instant Credit Card – GalaxyCard as a Payment App to:
📱 Recharge your mobile
📺 Pay DTH bill
🛍️ Shop across the country
What is Instant Credit Card – GalaxyCard?
GalaxyCard is a mobile based credit card. Simply sign-up on our mobile app, and provide your Aadhaar and PAN and get started with your instant credit limit. If approved you will see your credit limit on the screen. Start shopping with your new credit card!
Is this a personal loan app?
Personal loans charge interest from the day you take money. GalaxyCard is your best alternative to instant personal loan app. GalaxyCard is an instant credit card, which gives you interest free money for upto 45 days! Personal loan apps charge you interest of 300%, but GalaxyCard, is totally free upto 45 days.
I have an emergency. Can I get a loan?
GalaxyCard is not a usual loan app. We do not offer loans for personal, or any other use cases. However, you can convert your GalaxyCard spends to EMI of 3 months or more. For loans, please consider other loan apps.
How long do I have to wait for approval?
GalaxyCard is an instant credit card, so there is no wait! Everything is done by our automated system.
How long do I have to wait to start making payments?
Signup, and start using your instant credit card immediately! There is no need to wait 2-3 weeks for a physical card.
Why should I get a credit card?
A credit card is useful for making daily expenses. It can help you when you suddenly need extra cash, or need of money for a short duration. So you can spend now and pay later. Loans have huge interest, but credit card gives you money with 0% interest for upto 45 days! Regularly using Credit Card and paying your bills on time, also helps improve your credit score, making it easy to get home loans, car/auto loans, or personal loans in future.
How do I pay at a store using GalaxyCard?
Pay with GalaxyCard by scanning any QR code inside the GalaxyCard app. You can scan any UPI QR code, such as PayTM QR, BharatPe QR, PhonePe QR, BHIM UPI Qr, etc.
Will I get need a physical card also?
No. You won’t need a physical card. Your phone is now your credit card.
Can I shop online with GalaxyCard?
Yes! You can buy anything on Amazon using GalaxyCard.
Is there a joining fee or an annual fee?
No. GalaxyCard is a free credit card and has 0 Joining fee and 0 annual fees. That is why it is better than all other bank credit cards!
How do I make the credit card payment?
You can pay your GalaxyCard dues from inside the app itself using UPI / NEFT
What is the credit card APR?
You get upto 45 days interest free. You can pay later at a 3% interest per month.
Know more about GalaxyCard at our website: www.galaxycard.in
Min. period for repayment: 15 Days (If you transact on last day of billing cycle)
Max period for repayment: 45 days (If you transact on the first day of billing cycle) Maximum APR: 36% + GST
Other fees and charges
GalaxyCard is compliant with all rules and guidelines of the Reserve Bank of India (RBI) and discloses all its charges, Terms of service and follows a Fair Practice Code as suggested by the RBI.
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